New deposits
$1,000 - $4,999 = 5 Ballots
$5,000 -$9,999 = 10 Ballots
$10,000+ = 15 Ballots
Set recuring bill payments
= 1/payee (max 3)
Refer friends or family
= 5 Ballots
Prize draw schedule
Contest draws take place every Thursday at 1:00 PM ET. We’ll reach out to you within 2 weeks of the draw if you win.*
Feature prize draws
May 28: Samsung 85” Television
June 25: Giant Talon Bicycle
July 30: Yeti Tundra Cooler
August 27: Air Canada $1,000 Travel Voucher
September 24: Endy Queen Mattress
October 28: Apple Watch SE 3 44mm
Helping serve our members since 1950
While it sounds cliché, here at YNCU, our members come first. As a credit union, we don’t have the stock pressures of big banks, so we can prioritize your financial well-being over profit.
Why choose YNCU?
Given the economic uncertainty we’re facing in this country, our job is to make you feel confident about your future. We’ll help you earn, save, and protect your money. We also help the local communities where we do business, because we know the financial health and security of our customers and members require investments at both individual and collective levels.

YNCU’s Bank to Play $30K Giveaway FAQs
How do I move my payroll?
It’s simple. Once your account is open, either download your pre-authorized deposit form from your account or go into a YNCU branch and get a copy, then share it with your employer or payroll provider. They’ll take care of the switch for you.
How long does it take for my payroll to switch over?
It depends on your employer, but most payroll changes take 1 pay cycle to take effect.
When am I entered into the contest?
You’ll be entered automatically once your first payroll deposit lands in your YNCU account.
Do I need to be a new member to enter?
No. Existing members can enter too—just move your payroll to your YNCU account and you’re in. If your payroll is already deposited into a YNCU account, then you can add a bill payee, transfer new funds over or refer a new member who joins YNCU.
When are the draws?
Winners are drawn every Thursday at 1:00 PM ET throughout the contest period, with feature prizes each month and the grand prize drawn on October 28.
How will I know if I win?
If you’re selected, we’ll contact you directly using the information on your account or entry form.
What happens if I win?
If you’re drawn as a winner, you’ll be asked to answer a skill testing question. Once you answer that correctly, we will arrange delivery of your prize.











