Move your pay, win $20K!

Open an account and bring your payroll for a chance to win $20k plus over 300 weekly prizes worth another $10k. 

Already a member? Grab your direct deposit form from your branch or online banking and submit it to your employer. Once you receive your first deposit, you'll have 5 entries to win.

Move your pay, win $20K!

Open an account and bring your payroll for a chance to win $20k plus over 300 weekly prizes worth another $10k. 

Already a member? Grab your direct deposit form from your branch or online banking and submit it to your employer. Once you receive your first deposit, you'll have 5 entries to win.

Move your pay, win $20K!

Open an account and bring your payroll for a chance to win $20k plus over 300 weekly prizes worth another $10k. 

Already a member? Grab your direct deposit form from your branch or online banking and submit it to your employer. Once you receive your first deposit, you'll have 5 entries to win.

Featured monthly prizes

  • Grand prize

    $20,000

  • Giant Talon

    bicycle

  • 45L Yeti

    Tundra cooler

  • $1,000 Air Canada

    travel voucher

  • Endy

    queen mattress

  • Apple Watch

    SE 3 44mm

Featured monthly prizes

  • Grand prize

    $20,000

  • Giant Talon

    bicycle

  • 45L Yeti

    Tundra cooler

  • $1,000 Air Canada

    travel voucher

  • Endy

    queen mattress

  • Apple Watch

    SE 3 44mm

Featured monthly prizes

  • Grand prize

    $20,000

  • Giant Talon

    bicycle

  • 45L Yeti

    Tundra cooler

  • $1,000 Air Canada

    travel voucher

  • Endy

    queen mattress

  • Apple Watch

    SE 3 44mm

Make your pay cheque do more for you

Payday is already a great day, but from April through October, it could get even better.

Every Thursday from May 7 to October 29th, we’ll draw new winners from members who moved their payroll to YNCU. You can win gift cards for Canadian Tire, Shoppers Drug Mart and Tim Hortons. The sooner you switch your payroll, the more chances you have to win.

Make your pay cheque do more for you

Payday is already a great day, but from April through October, it could get even better.

Every Thursday from May 7 to October 29th, we’ll draw new winners from members who moved their payroll to YNCU. You can win gift cards for Canadian Tire, Shoppers Drug Mart and Tim Hortons. The sooner you switch your payroll, the more chances you have to win.

Make your pay cheque do more for you

Payday is already a great day, but from April through October, it could get even better.

Every Thursday from May 7 to October 29th, we’ll draw new winners from members who moved their payroll to YNCU. You can win gift cards for Canadian Tire, Shoppers Drug Mart and Tim Hortons. The sooner you switch your payroll, the more chances you have to win.

Here’s how you can enter

Not a member yet?

01

Open your account. Online or in branch. It takes just a few minutes. Heads up, you’ll also need to fund your $5 member share.

02

Move your payroll. Download your preauthorized debit form. Then all you have to do is submit it to your employer for your payroll deposits.

03

Get entered automatically. Once your first pay is deposited, you’re entered in the contest.

Open your account

Already a member?

01

Move your payroll. Grab your pre-authorized debit form through online banking or in branch, then share it with your employer or payroll provider.

02

Get entered automatically. Once your first pay is deposited, you’re entered in the contest. Don’t worry, we’re keeping track of all the details and ballots.

03

Get additional ballots. Transfer new funds, refer new members or add bill payees for additional chances to win.

Log in online

Here’s how you can enter

Not a member yet?

01

Open your account. Online or in branch. It takes just a few minutes. Heads up, you’ll also need to fund your $5 member share.

02

Move your payroll. Download your preauthorized debit form. Then all you have to do is submit it to your employer for your payroll deposits.

03

Get entered automatically. Once your first pay is deposited, you’re entered in the contest.

Open your account

Already a member?

01

Move your payroll. Grab your pre-authorized debit form through online banking or in branch, then share it with your employer or payroll provider.

02

Get entered automatically. Once your first pay is deposited, you’re entered in the contest. Don’t worry, we’re keeping track of all the details and ballots.

03

Get additional ballots. Transfer new funds, refer new members or add bill payees for additional chances to win.

Log in online

Here’s how you can enter

Not a member yet?

01

Open your account. Online or in branch. It takes just a few minutes. Heads up, you’ll also need to fund your $5 member share.

02

Move your payroll. Download your preauthorized debit form. Then all you have to do is submit it to your employer for your payroll deposits.

03

Get entered automatically. Once your first pay is deposited, you’re entered in the contest.

Open your account

Already a member?

01

Move your payroll. Grab your pre-authorized debit form through online banking or in branch, then share it with your employer or payroll provider.

02

Get entered automatically. Once your first pay is deposited, you’re entered in the contest. Don’t worry, we’re keeping track of all the details and ballots.

03

Get additional ballots. Transfer new funds, refer new members or add bill payees for additional chances to win.

Log in online

Early bird prize draw is now open

Don’t wait too long. If you enter before May 11, you get a shot to win an 85” Samsung Smart TV. You also get double the ballots for the remainder of the contest for additional chances to win the $20,000 grand prize.

Early bird prize draw is now open

Don’t wait too long. If you enter before May 11, you get a shot to win an 85” Samsung Smart TV. You also get double the ballots for the remainder of the contest for additional chances to win the $20,000 grand prize.

Early bird prize draw is now open

Don’t wait too long. If you enter before May 11, you get a shot to win an 85” Samsung Smart TV. You also get double the ballots for the remainder of the contest for additional chances to win the $20,000 grand prize.

Looking to increase your chances?

Once your payroll is moved to YNCU, you can get additional ballot entries by:

Looking to increase your chances?

Once your payroll is moved to YNCU, you can get additional ballot entries by:

  1. New deposits

$1,000 - $4,999 = 5 Ballots

$5,000 -$9,999 = 10 Ballots

$10,000+ = 15 Ballots

  1. Set recuring bill payments

= 1/payee (max 3)

  1. Refer friends or family

= 5 Ballots

Prize draw schedule

Contest draws take place every Thursday at 1:00 PM ET. We’ll reach out to you within 2 weeks of the draw if you win.*

Feature prize draws

May 28: Samsung 85” Television
June 25: Giant Talon Bicycle
July 30: Yeti Tundra Cooler
August 27: Air Canada $1,000 Travel Voucher
September 24: Endy Queen Mattress
October 28: Apple Watch SE 3 44mm

Grand Prize Draw

December 10: $20,000 cash

Weekly prizes

Every other Thursday feature weekly gift card draws.

Grand Prize Draw

December 10: $20,000 cash

Weekly prizes

Every other Thursday feature weekly gift card draws.

Have a question?

Have a question?

Have questions about the contest or opening an account? Call us at 1-888-413-9628 or fill out the form below. We’re here to help.

No account? No problem.

You can still enter YNCU’s Bank to Play $30K Giveaway without opening an account. No purchase necessary.

To get a ballot, simply fill out a short form and tell us what you would do if you won the $20,000 grand prize.

Enter here

No account? No problem.

You can still enter YNCU’s Bank to Play $30K Giveaway without opening an account. No purchase necessary.

To get a ballot, simply fill out a short form and tell us what you would do if you won the $20,000 grand prize.

Enter here

No account? No problem.

You can still enter YNCU’s Bank to Play $30K Giveaway without opening an account.

To get a ballot, simply fill out a short form and tell us what you would do if you won the $20,000 grand prize.

Enter here

Helping serve our members since 1950

While it sounds cliché, here at YNCU, our members come first. As a credit union, we don’t have the stock pressures of big banks, so we can prioritize your financial well-being over profit.

Why choose YNCU?

Given the economic uncertainty we’re facing in this country, our job is to make you feel confident about your future. We’ll help you earn, save, and protect your money. We also help the local communities where we do business, because we know the financial health and security of our customers and members require investments at both individual and collective levels.

More benefits from YNCU

Moving your payroll to YNCU does more than enter you into a contest. It helps you make the most of your everyday banking.

Once your payroll is deposited, you can:

01

Enjoy 6 months of $0-fee Premium Chequing

02

Discounted mortgage rate for your first 6 months*

03

Access exclusive credit union rates and specials

04

Unlimited $0-fee ATM withdrawals across Canada’s credit union network

05

Bank with a local team that puts you first


*Conditions apply

Have a question?

Meet with a YNCU team member and we’ll walk you through everything, step by step.

Trusted by over 65,000 members and growing

YNCU has been wonderful to deal with. Love that I can walk into the bank and they know who we are. The personal touch is the key to banking, you are not just a number.

Mary E.

Happy Member

Been a member here for years. Customer service is awesome, they know me by name and everytime I walk through the doors I am treated with nothing but respect and I feel like I'm coming home for a visit. I'm not just an account number, I'm a family member.

Leann W.

Happy Member

They've always been friendly and helpful. Some of the staff remember me from when I was a kid and opened my first account with change I saved in an empty tissue box. Since then they've helped with advice on buying a business, and with opening and using savings accounts.

Caleb D.

Happy Member

Extremely friendly and professional staff. Very comfortable environment. Most of all they don't make you seem like a number (like most banks).

Jay P.

Happy Member

Trusted by over 65,000 members and growing

YNCU has been wonderful to deal with. Love that I can walk into the bank and they know who we are. The personal touch is the key to banking, you are not just a number.

Mary E.

Happy Member

Been a member here for years. Customer service is awesome, they know me by name and everytime I walk through the doors I am treated with nothing but respect and I feel like I'm coming home for a visit. I'm not just an account number, I'm a family member.

Leann W.

Happy Member

They've always been friendly and helpful. Some of the staff remember me from when I was a kid and opened my first account with change I saved in an empty tissue box. Since then they've helped with advice on buying a business, and with opening and using savings accounts.

Caleb D.

Happy Member

Extremely friendly and professional staff. Very comfortable environment. Most of all they don't make you seem like a number (like most banks).

Jay P.

Happy Member

Trusted by over 65,000 members and growing

YNCU has been wonderful to deal with. Love that I can walk into the bank and they know who we are. The personal touch is the key to banking, you are not just a number.

Mary E.

Happy Member

Been a member here for years. Customer service is awesome, they know me by name and everytime I walk through the doors I am treated with nothing but respect and I feel like I'm coming home for a visit. I'm not just an account number, I'm a family member.

Leann W.

Happy Member

They've always been friendly and helpful. Some of the staff remember me from when I was a kid and opened my first account with change I saved in an empty tissue box. Since then they've helped with advice on buying a business, and with opening and using savings accounts.

Caleb D.

Happy Member

Extremely friendly and professional staff. Very comfortable environment. Most of all they don't make you seem like a number (like most banks).

Jay P.

Happy Member

YNCU’s Bank to Play $30K Giveaway FAQs

How do I move my payroll?

It’s simple. Once your account is open, either download your pre-authorized deposit form from your account or go into a YNCU branch and get a copy, then share it with your employer or payroll provider. They’ll take care of the switch for you.

How long does it take for my payroll to switch over?

It depends on your employer, but most payroll changes take 1 pay cycle to take effect.

When am I entered into the contest?

You’ll be entered automatically once your first payroll deposit lands in your YNCU account.

Do I need to be a new member to enter?

No. Existing members can enter too—just move your payroll to your YNCU account and you’re in. If your payroll is already deposited into a YNCU account, then you can add a bill payee, transfer new funds over or refer a new member who joins YNCU.

When are the draws?

Winners are drawn every Thursday at 1:00 PM ET throughout the contest period, with feature prizes each month and the grand prize drawn on October 28.

How will I know if I win?

If you’re selected, we’ll contact you directly using the information on your account or entry form.

What happens if I win?

If you’re drawn as a winner, you’ll be asked to answer a skill testing question. Once you answer that correctly, we will arrange delivery of your prize.

“Bank” is used for marketing purposes only and does not indicate that Your Neighbourhood Credit Union Limited is a bank; YNCU is a provincially regulated credit union. 

Conditions apply. No purchase necessary. Open to Ontario residents 18+. See full rules at yncu.com/rules.

2026 Your Neighbourhood Credit Union Limited. All rights reserved.

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

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